Examples of How Life Settlement Clearinghouse Can Work For You

	Remember, the weakest buyer of your policy is the current carrier! LSC is in the business of quickly appraising and obtaining the highest cash sale of your policy.

Yes, believe it or not, your term policy may have a cash value.

Example: Two business partners at age 62 and 63 purchased $10 million each of 15-year level term to buy each other out. Ten years later they have now sold the business and don’t need the coverage. LSC arranged a sale of both policies for $245,000 CASH!

Example: A $4 million, second-to-die policy was issued 8 years ago (male 72, female 70). Last year the husband died. With gifts over the years, larger estate tax exemptions, and selling a business, the coverage and liquidity was not needed. The cash surrender value in the policy was $328,000. LSC arranged a sale of the policy for $935,000, CASH! The policyholder had engaged another firm and was going to sell the policy for $775,000! Our efforts increased the payout by $160,000!

Whole Life / Universal Life

Example: A $750,000 individual life policy with $198,000 of cash value was no longer needed. The policyowner had a cash offer of $268,000 and was all set to finalize the deal. As a check and balance, they called LSC and we “upped the ante” to $315,000 -- a $47,000 increase!